Most departments of City Hall were left temporarily inaccessible following the flood event on June 26th, 2024. While restoration work continues, operations are back to full capacity, functioning out of two floors of 877 Goldstream Avenue.
Administration, Bylaw, Parks, and Engineering Departments will be available on the second floor of City Hall.
Finance, Planning, Building, and Business Licensing Departments will be available at the ground floor unit #117 of 877 Goldstream Avenue. This unit is accessible from the left side of the building, directly off the rear parking lot.
The Bylaw Enforcement Department has now moved to the ground floor at Suite 101.
The world is everchanging. Changes in the economy and skyrocketing rent have made it increasingly harder for buyers to secure a home for their family’s future. With the high cost of housing and ever-increasing amounts required for down payments, for many, the thought of homeownership is just an unattainable dream. In recognition of these challenges, the City of Langford has introduced a first-of-its-kind initiative in Canada to help qualified buyers secure up to 75% of the down payment* for their home.
Introducing the Langford Attainable Home Ownership Program. Welcome home.
Please take a look at these items to gauge your eligibility. The program includes one, one plus den, two and three-bedroom condos.Â
My family makes a gross annual household income of $156,000 or less.
We are currently living or working in Langford and have for the past 6 months or are a member of the RCMP posted in the West Shore or are a member of the Canadian Armed Forces posted in Greater Victoria.
We are currently living or working in Sooke, Metchosin, Colwood, View Royal or the Highlands for the past 6 months.
We do not currently own any real estate.
The current value of all assets held by my family does not exceed $50,000.
We have pre-qualified for a mortgage approval of at least $399,000 (unit size dependent).
We do not have access to down payment assistance from family, friends, or other.
This pilot program provides down payment assistance to individuals and families to help them purchase a condo in participating new developments that have a purchase price of no more than $399,000 – $499,000, dependent on unit size. This program is intended to help people who may qualify for a mortgage but are unable to save the minimum down payment.
$130,000 or less for 1-bedroom or 1-bedroom and denÂ
$135,000 or less for 2-bedroomÂ
$145,000 or less for 3-bedroomÂ
$150,000 or less for 2-bedroom and den
$156,000 or less for 3-bedroom
Currently live or work in Langford and have lived here for the past 6 months, or are a member of the RCMP posted in the West Shore, or are a member of the Canadian Armed Forces posted in Greater Victoria.
Currently live or work in Sooke, Metchosin, Colwood, View Royal or the Highlands for the past 6 months – no financial assistance will be given.
Do not currently own any real estate.
Current value of all assets held by your family does not exceed $50,000.
Have qualified for a pre-mortgage approval of at least $399,000 (unit size dependent).
Do not have access to down payment assistance from family, friends, or other.
Once deemed eligible by City staff, qualifying buyers will be given a Commitment Letter that outlines how much assistance will be granted. When a building with eligible units becomes available for pre-sale, the qualifying buyer would be invited to enter into a purchase and sale agreement with the developer on a first come – first serve basis. The qualifying buyer would have to show their Commitment Letter as proof of eligibility for the unit.
The City would grant to a qualifying homebuyer a certain percentage of the necessary 5% down payment at the time of closing*. Assistance will be granted on a sliding scale based on gross annual household income:
Less than $129,999 would receive 75% of the down payment
$130,000 to $139,999 would receive 50% of the down payment
$140,000 to $156,000 would receive 25% of the down payment
To calculate estimated assistance, use our calculator below. Simply enter your household income and then select the unit type you would like from the dropdown. The form will auto-calculate, mortgage required, downpayment as well as the assistance amount:
* Assistance amounts will need to be fully confirmed during the application process.
An eligible dependent can fit one of the following two categories:
Cohabitating, unmarried children under 18 years of age; or
Cohabitating, unmarried children, siblings, parents or spouse who are physically or mentally incapable of self-support (i.e. they fit the definition of permanent mobility impairment or disability);
The definition of children, for the purposes of this application, can include natural children, legally adopted children and step-children, but does not include temporary foster children or children that do not reside with the applicant for at least 50% of the year.
The grant money will come from the City’s Affordable Housing Reserve Fund, which is funded by contributions provided by developers as a condition of rezoning for increased density. No taxpayer dollars are allocated towards this Fund.
Please read the FAQs above for a better understanding of your eligibility. If you have questions that aren’t covered on this page, please don’t hesitate to send us an email.
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