Langford Attainable Home Ownership Program

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welcome home.

The world is ever changing. Changes in the economy and sky rocketing rents have made it increasingly harder for buyers to secure a home for their families future. With the high cost of housing and ever increasing amounts required for down payments, for many, the thought of homeownership is just an unattainable dream. In recognition of these challenges, the City of Langford has introduced a first-of-its-kind initiative in Canada to help qualified buyers secure up to 75% of the down payment* for their home.

Introducing, the Langford Attainable Home Ownership Program. Welcome home.

Applications now open.
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why is it revolutionary?

The City of Langford has always been about hard work and it recognizes the hard work of individuals and families looking to secure affordable housing. Creating unique opportunities for residents is a foundation upon which Langford was built. The Attainable Home Ownership Program is not a loan, it’s a gift, a boost and a jump-start for their life and the lives of their families.

am i eligible for the program?

The program includes one, one plus den, two and three bedroom condos.

My family makes a gross annual household income of $135,000 or less.
We are currently living in Langford and have lived here for the past two years, or are a member of the RCMP posted in the West Shore, or are a member of the Canadian Armed Forces posted in Greater Victoria.
We do not currently own any real estate.
The current value of all assets held by my family does not exceed $50,000.
We have pre-qualified for a mortgage approval of at least $399,000 (unit size dependent).
We do not have access to down payment assistance from family, friends, or other.

While affordable housing has always been a focus of Council, we are now directing our attention to attainable home ownership.” said Langford Mayor Stew Young. “This program comes at the height of a major housing crisis across the region and will assist those Langford families who could afford a mortgage payment but are struggling to save the amount necessary for a down payment. We want to see more Langford residents in a position where they can purchase their own home.

– Mayor Stewart Young

frequently asked questions

Please read the FAQs above, but if you have a question that isn’t covered, send us an email.
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welcome home.